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This online course is an overview of short sale transactions, alternatives to short sales, how short sales affect buyers, lenders and sellers, the Home Affordable Modification Program (both HAMP Tier 1 and 2 are included) and the Home Affordable Foreclosure Alternative (HAFA II/Short Sale). Highlights include defining what a licensee's role is in a short sale and how to put together the packet needed in a short sale for a lender. Additional topics include how the MARS Rule affects real estate licensees who are working with a client on a short sale, tenant rights in relation to a short sale and also the kinds of lender fraud that licensees should be on the lookout for during the process of a short sale.

This course discusses the importance of ethical behavior in the practice of real estate, and how a licensee's ethical standards can improve or harm a licensee's career, and the profession as a whole. The course compares and contrasts ethics, morality and the law. It describes principles supporting high ethical standards in real estate, the role of ethics in proper disclosure, and the types of ethical challenges a licensee may face in a competitive market. It discusses ethics as they relate to advertising and pricing, and how a licensee can best be supported to maintain high ethical standards. It concludes with a discussion of the types of ethical complaints commonly made against licensees, and how licensees may best avoid and respond to those complaints.

This course is approved by the local regulating body but does not provide credit from NAR. Please contact your local association or NAR directly for information on NAR Code of Ethics credit.

Fair Housing and the Americans with Disabilities Act legislation affects the business of every real estate professional. This real estate CE online course covers the law and how it pertains to real estate professionals, while refreshing their knowledge of the Federal Fair Housing Laws.

This online course covers the prohibitions in the Fair Housing Act, how an individual can enforce the Fair Housing Act, the provisions of the Civil Rights Act of 1866 and the Fair Housing Act of 1968. It also covers the purpose and scope of the Americans with Disabilities Act (ADA) and its effects on licensees of the ADA.